Harbor Village Georgetown KY - All You Need To Know

by Christy Wethington

Harbor Village

TLDR: Harbor Village and the Estates at Harbor Village offer a sweet spot for family friendly living and investors seeking solid, amenity based value. It's known for its new construction homes, good location near I-75 and Toyota, and the attractive addition of a community pool and playground.

Neighborhood Overview

Harbor Village is a well established, quiet, family friendly community that has seen a recent surge of new construction, particularly in the Estates at Harbor Village section. This makes it a great hybrid of mature setting and modern housing.

HOA/Amenities: This is a key selling point. The neighborhood boasts a community pool, playground, and walking trails, and even mentions a private lake. For the value you get, the HOA fee is incredibly reasonable, listed as low as $$27$ monthly for some properties. Some new construction listings show " $$0$ / Month" for HOA Dues, which is likely a temporary placeholder or specific to a phase. Always confirm the current mandatory HOA fee and inclusions for a specific address.

Location and Access

Harbor Village is situated on the southeast side of Georgetown, providing excellent access to key regional employers and routes.

Proximity to Toyota (TMMK): The location is very convenient to Toyota, often touted as such in listings. It is a short, direct drive, which is a massive draw for buyers working at the plant or investors targeting Toyota employees for rentals.
Commuter Route (I-75): Access to I-75 is simple, making the commute north towards Cincinnati or south towards Lexington extremely easy. This makes the neighborhood a prime choice for people who work in Lexington but prefer the tax benefits and community feel of Scott County.

Housing Market Snapshot

Harbor Village offers a competitive edge in the mid to high $$400 K$ to mid $$600 K$ range, focusing heavily on modern construction.

Average Price Point: Homes are generally selling in a tight range. Recent listings show prices from the low $$400, 000 s$ up to $$640, 000$ . This price point is firmly above the Georgetown median of $$350 K$ , indicating a desirable, higher quality inventory, often including new homes built in 2024.
Average Days on Market (DOM): Since this neighborhood has significant new construction, the DOM can be highly variable. While some listings show a long time on the market, the overall Georgetown Median DOM is $56$ days. The new construction inventory is moving, with some properties showing only a few weeks on the market before pending. Investors should be ready to move quickly on well priced new builds.

Scott County School Zoning

The school zoning here is reliable and contributes to the area's strong value proposition.

Zoning Examples: Properties in Harbor Village are typically zoned for Northern Elementary School, Scott County Middle School, and Scott County High School. This is a consistent and recognized school track in the Scott County system.
Investor Value: Good school zones are always a rent multiplier. For buyers, this zoning secures future resale value and offers excellent educational opportunities.
Crucial Note: The definitive school zone for any specific address must be confirmed with the Scott County School District.

Why Buyers Choose Harbor Village

Harbor Village is where you put your money when you want modern construction, great amenities, and a strategic location without the ultra-high price tag of a true luxury estate.

The Amenity Advantage: A community pool and playground for only $$27$ a month is an absolute steal. It’s built-in family fun and a massive draw for both owner occupants and renters.
The Strategic Buy: Proximity to I-75 and Toyota is pure real estate gold. It minimizes commute stress, which is a pain point you can sell against every time. This location guarantees high demand from a stable employment base.
Modern Inventory: The new builds keep the neighborhood feeling fresh and appealing, meaning less immediate maintenance cost for the buyer or investor.

ACTIVE HARBOR VILLAGE LISTINGS

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📞 Call/Text Christy: 502-542-3098
📧 Email: christywethington@epique.me
🏢 Office: 203 E Main St Ste 1, Georgetown, KY 40324

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About the Author:
Christy Wethington is a listing specialist with Wethington & Richards Group in Georgetown, KY. She helps Scott County homeowners navigate the selling process with honesty, expertise, and a whole lot of patience.